Royal Oak Limited is a duly registered, wholly Ghanaian owned company that brings together young professionals who are interested in securing their future.
It is rather unfortunate that many Ghanaians learn rather too late that their pension from Social Security and National Insurance Trust (SSNIT) alone will not be enough to sustain them in their retirement. Over eighty percent (80%) of Ghanaian workers, in the formal sector, attaining the age of sixty (60) today will either have to keep working, or depend on SSNIT alone should they be forced to retire.
Our aim as a company is to improve the knowledge and practices among Ghanaians with respect to retirement planning and project financing. Which is why young professionals in various fields of specialization have come together for this all important purpose.
In addition, we hope to provide a safe and secure avenue for persons interested in setting up a fund that can be used to take care of them in their retirement.
BENEFIT
We understand the investment objective of a retirement plan. Hence, we invest funds only in safe, secure and stable avenues.
At the end of your tenure of investment you may decide to receive your due as a lump sum payment, or periodic payments.
After 3 years of regular contribution, you will be eligible to apply for a loan facility of up to 75% of your total contribution, with no negative effect on your total contribution and no additional collateral.
Life insurance cover guarantees pay out of accumulated funds and interest.
Dr. Kelvin Osei Poku Owusu is a medical practitioner with business acumen and flair for investments. He has worked in various capacities within the public and private sectors, and has become adept at managing business units and processes in achieving enhanced results. Kelvin’s mettle and leadership skills are continually being tested every time he has to make split-second decisions which have life-changing consequences. Both in business and in practice, he brings his keen eye for detail and go-getter attitude to bear in his decision making. The end result of this has been considerable savings in cost and human life, as well as enhanced value to all stakeholders in his line of work. Kelvin’s core business attributes are in Relationship Management, Brand Management and Network Marketing. He is also highly effective in leveraging financial decision-making models and techniques in planning for success. Kelvin is passionate about financial empowerment for people with limited access to credit. His dream is to write a success story through the lives of the many people who seek access to credit; and in the process build a financial empire which would continue to impact generations yet to come. Kelvin enjoys swimming, reading, and building financial capacity for wealth creation.
Derek Hunu is a seasoned finance professional with a decade’s experience in accounting and finance, auditing, and business strategy. Derek’s finance career has traversed industries such as the Fast Moving Consumable Goods (FMCG) sector, manufacturing & production, professional accountancy/auditing, Financial Services & Investment, and the Fine Arts. Derek is a versatile and proven leader with a passion for innovation and change. Possessing drive, initiative and a healthy sense of motivation, he is a self-starter who is able to kick-start projects and see them to completion. This has enabled him achieve numerous feats within the settings he’s worked in. Starting his career in an accounting and audit firm, Derek rose through the ranks to become an Assistant Audit Manager. He went on to pursue careers in Financial Management, Credit Control, and Investments. Subsequently, he has been providing finance and accounting consultancy as well as investment advisory services to Small and Medium Enterprises (SMEs). Derek’s core competencies are in Financial Analysis, Financial Planning and Modelling, Budget Deviation Analysis, and Strategy and Business Development. When not reviewing cash flows or dissecting balance sheets; Derek loves to fix cars, play musical instruments, and hang out with family and friends. He aspires to change the world; one idea at a time.